Championship Bean Dip

1 16 oz can Refried beans
1 C Picante sauce
1 C Shredded Monterey jack cheese
1 C Shredded cheddar cheese
3/4 C Sour cream
1 3-oz pkg Cream cheese, softened

1 tbsp Chili powder
1/4 tsp Ground cumin
Tortilla chips
Salsa

1. In a bowl, combine the first eight ingredients; transfer to a slow cooker. Cover and cook on HIGH for 2 hours or until heated through, stirring once or twice.

2. Serve with tortilla chips and salsa.

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